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Auto Insurance


If you’re looking for an auto insurance policy that meets the minimum auto insurance coverage laws of the state of Georgia, then you’re in the right place. At GFS Insurance Group we are happy to help our customers find the best and most reliable auto policies that will enable them to drive on any road without worry of auto replacement in Georgia.


Georgia Auto Insurance Minimum Requirements

In many states, drivers are required by law to have specific auto insurance coverage on their vehicles to drive on the state roads and highways. In Georgia, all registered vehicles are required to have an auto insurance policy. Also, the owner of the vehicle and the insurer have an obligation to give details on purchases or termination of the policy electronically to the Motor Vehicle Division (MVD).


Below is Georgia’s minimum auto insurance coverage requirements:


  • $25,000 bodily injury per person

  • $50,000 limit per accident

  • $25,000 property damage

It is recommended to go for higher coverage amounts than the mandatory state requirements to sufficiently protect yourself in case of an accident. Our agents can work with you to determine a policy that fits your needs and your budget.


Penalty for Violating Georgia Auto Insurance Laws

Failure to comply with Georgia auto insurance state laws can either lead to deregistration or impoundment of your vehicle. Owners of uninsured vehicles are also likely to be subjected to fines. In Georgia, an insurance card does not serve as a proof of auto insurance coverage. To determine whether the policy is valid it has to be electronically verified by law enforcers using Georgia Electronic Insurance Compliance System (GEICS).


An insurance policy is likely to be verified when:


  • You are involved in an accident

  • Registering, renewing, or replacing a vehicle tag

  • Operating your vehicle

  • You are detained for a traffic stop


Contact us today for reliable auto insurance coverage. Get an online auto insurance quote today through our rating tool and talk with our agents to have your questions answered. We have a variety of policies available that can cover your unique situation.

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